Welcome to SimplyBudget! At SimplyBudget, we are committed to protecting your privacy and handling your personal information with care. This Privacy Policy explains how we collect, use, and protect your information when you use SimplyBudget (the "Service"). By using SimplyBudget, you agree to the terms outlined in this Privacy Policy & Apple's (EULA).
If you do not agree, please discontinue use of the Service.
1. Information We Collect
SimplyBudget collects limited personal information to provide you with a personalized budgeting experience. Specifically, we may collect:
Full Name: Used to personalize your SimplyBudget account.
Email Address: Used for account setup, communication, and security-related notifications.
Profile Picture: If you choose to sign in with Google, we will use your Google account profile picture to display on your user page. This is used to personalize your user experience.
SimplyBudget does not collect or store sensitive financial information, such as bank account numbers or transaction details. All transaction details, loyalty cards, bills, and other user-created financial entries within SimplyBudget are stored locally on the user's device to ensure privacy and security. Plaid securely handles all financial data, including account connections and transaction details, on its secure platform. SimplyBudget cannot directly access or store your financial data. For more information on how Plaid handles your financial information, please review Plaid's Privacy Policy. Plaid is not currently being used in SimplyBudget as of the current effective date and will be a functionality added shortly.
Google API Disclosure
SimplyBudget’s use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.
Data Minimization and AI, Email, and Voice Data
We are committed to data minimization. When you grant SimplyBudget access to your Gmail account, the app may access email content and metadata only when necessary to identify possible transaction data or digital receipts. If an email subject or content contains a hint of a receipt or transaction, it may be sent to AI systems to determine whether relevant fields can be extracted for transaction logging. In some cases, this processed email content may be handled by AI systems to generate structured transaction data.
We also provide an “Ask Me” feature, where users can choose to send transaction-related data anonymously, not linked to their identity, to AI systems in order to receive responses and insights.
We do not use Gmail access for reading personal correspondence, and we do not sell or share email data with third parties for marketing purposes.
For AI-powered features, SimplyBudget uses Groq API services. Voice recordings used for voice logging are transcribed into text using Groq-powered processing. Voice data is processed in-memory and is not stored on our servers. The resulting text is used to create a transaction and then discarded.
2. How We Use Your Information
SimplyBudget uses your information to:
Personalize your experience on the app
Send essential communications regarding your account or service updates
SimplyBudget does not sell, rent, or share your personal information with third parties for marketing purposes.
3. Data Security
We take data security seriously and implement reasonable administrative, technical, and physical measures to protect the information we collect. While no digital security measure can be guaranteed as 100% secure, we strive to maintain high standards of security to protect your data from unauthorized access or misuse.
4. Third-Party Integrations
SimplyBudget uses third-party services to provide certain features. These services have their own privacy policies and terms of use. We encourage you to review them. Our key third-party service providers include:
Plaid: For connecting and viewing external financial accounts
Groq API Services: For AI-powered features such as voice logging, transaction processing, and data interpretation
Logo.dev: For retrieving brand assets and logos
Plaid securely handles all sensitive financial data, and SimplyBudget only interacts with the information necessary to support its features. SimplyBudget does not store any bank or financial account information on its servers, and Plaid is solely responsible for the security and management of this data.
6. Changes to Our Privacy Policy
SimplyBudget reserves the right to modify this Privacy Policy periodically. When updates are made, we will revise the "Effective Date" at the top of this policy. Continued use of SimplyBudget after changes are posted signifies your acceptance of the updated Privacy Policy.
7. Contact Us
If you have any questions, concerns, or requests regarding your personal information or this Privacy Policy, please contact us at simplybudgetapp@gmail.com or send a DM to us on Instagram, our handle is (@simplybudgetapp). Thank you for trusting SimplyBudget with your budgeting needs. We are committed to maintaining your privacy and security.